About

The author – let’s just call him Chilly17 for now – is a former investment banker who was laid off from an esteemed TARP-borrowing institution in november 2008.  He’s now a multi-thousandaire living a lavish lifestyle in NYC (which includes living with his SO (and her continuously vomiting/crapping cat) in a 1 bedroom mansion, selling his car, and arguing with the local grocer over how they could possibly be charging $7.99 for a jar of Arriba salsa).

Chilly is currently really enjoying doing whatever the hell he wants, all the time.  This journal will detail the steps in his journey to whatever is next – but given that what he’s doing now, nothing, is pretty fucking awesome, there may not be much to detail.

Name of website explanation: Chilly contemplated forming a band called Wasted Potential as a teen.  The realization he had no musical talent or interest left him with just a really sweet band name, so it seemed appropriate to use for this sweet website (sadly his idea for a black and white rap duo called Oreo met a similar fate).  Unfortunately somebody already had wastedpotential.com, so had to add a z at the end to signify, you know, whimsy.

Disclaimer: Most of the stuff on this site is completely true, but sometimes there is some embellishment and name changing for the protection of the innocent or the unfortunate.  Maybe a smidge of exaggeration here and there with a tad of hyperbole when necessary.

Double Disclaimer: If you are doing a background check on me in the unfortunate event I’m looking for a job, please note that everything on this site is fiction.  Except for the ridiculous prices Gristides was charging for Arriba salsa.  Also not that I personally changed that – proof that I’m a real go-getter.

 

Sincerely,

Chilly17

 

Privacy Policy for www.wastedpotentialz.com

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at chilly@wastedpotentialz.com.

At www.wastedpotentialz.com, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information received and collected by www.wastedpotentialz.com and how it is used.

Log Files
Like many other Web sites, www.wastedpotentialz.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons
www.wastedpotentialz.com does not use cookies.

DoubleClick DART Cookie
.:: Google, as a third party vendor, uses cookies to serve ads on www.wastedpotentialz.com.
.:: Google’s use of the DART cookie enables it to serve ads to users based on their visit to www.wastedpotentialz.com and other sites on the Internet.
.:: Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL – http://www.google.com/privacy_ads.html

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include Google Adsense and the Amazon Affiliate program.

These third-party ad servers or ad networks use technology to the advertisements and links that appear on www.wastedpotentialz.com send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

www.wastedpotentialz.com has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. www.wastedpotentialz.com’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

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